Credit card and money safety when travelling


Credit cards are a good way to keep track of expenses abroad. They are generally safer than carrying around cash, but their potential spending power makes them a target for scammers and thieves. A few simple precautions can cut your risk and help you have a trouble-free holiday.

When your credit card goes missing or is stolen in your home country it’s a worrying time but you probably know what to do: report the theft straight away to the police then call your bank to cancel the card and order a new one. While you wait for the new card it is likely that you have access to an alternative source of money. But what if your card is lost or stolen on holiday or just before you travel?

Credit cards are a good way to keep track of expenses abroad. They are generally safer than carrying around cash, but their potential spending power makes them a target for scammers and thieves. A few simple precautions can cut your risk and help you have a trouble-free holiday.

I’ve always thought of my credit card as my life line to home. If all else fails I feel better with the knowledge that I could ‘charge’ my way out of a city or country. So like I am sure you do I treat this piece plastic with great care.
One of the most obvious methods I use to safe guard my credit card is limiting it’s use to those times when I absolutely need to use it. Otherwise, depending on the location I am traveling, I keep it tucked way in money belt where it is far less likely to get stolen. I don’t charge purchases to a business account sso I find more practical to simply use cash.

I also leave the thick heavy wallet at home. I don’t need to carry around every single bit of plastic I own. Instead I use a Jimi and carry the essentials. This approach has worked well for me. Lastly I safeguard my credit cards and wallet by keeping a small wad of cash in my pocket and at the ready at all times. I take out the cash to pay the receipt and not the wallet. It stays tucked away out of reach.